Toyota Finance Center Missoula

Lithia Toyota of Missoula takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

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Should You Lease Your New Lithia Toyota of Missoula Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Lithia Toyota of Missoula can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Discover Why Drivers from Hamilton, Stevensville and Kalispell Trust Lithia Toyota of Missoula for Automotive Financing

Whether you want to secure a used car loan or are thinking about leasing a new Toyota Highlander, Lithia Toyota of Missoula is ready to assist you with your financing needs. Our finance experts can present you with a wide selection of options for the new Toyota Camry, Tacoma RAV4, or quality pre-owned car you may be considering. We even offer finance specials! If you're ready to explore your auto financing options, stop by and visit our Missoula Toyota dealership at your earliest convenience.

Once you have selected the vehicle you'd like to take home, there are a few factors to consider. Will you be driving away in a used car or a brand-new Toyota? If you select a new Toyota, are you going to finance or lease the vehicle? We know there may be more questions, but our professionals are here to walk you through each step.

Visit Lithia Toyota of Missoula to Get Started!

If you are ready to get started on the financing process, you can start by completing our easy-to-use contact form and asking any questions you may have. If you're ready to apply for financing, you can do so right here on our website from the comfort of your home or office. Keep in mind; you're always welcome to stop by and visit us in person during regular business hours. The best part is, we're a short drive away from the surrounding Hamilton, Stevensville and Kalispell, MT communities, and can't wait to meet you soon!

Your privacy is important to us.

Lithia Toyota of Missoula takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Lithia Toyota of Missoula

    4001 Brooks Street
    Missoula, MT 59804

    • Sales: 855-625-8446
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Get in Touch

  • Contact our Sales Department at: 855-625-8446
  • Monday8:30am-7:00pm
  • Tuesday8:30am-7:00pm
  • Wednesday8:30am-7:00pm
  • Thursday8:30am-7:00pm
  • Friday8:30am-7:00pm
  • Saturday8:30am-7:00pm
  • Sunday10:00am-5:00pm